You must be 18 or older, be in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit, has been a resident in the UK for at least 3 years, has a debit or credit card in their name, which is registered to their address, in order to pay for the deposit (if applicable) and has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction)
We don’t permit Owners, Directors, Partners, Sole Traders to obtain finance to purchase goods from their business. If an employee is applying for finance to purchase goods through their employer, they must seek permission from their line manager who must then process the application.
Note: finance is not available for unemployed individuals. Applications that have previously been rejected should not be re-proposed within a 3-month period.